Insurance Rating Guide

An indicator of the level of security a safe provides is classified by a monetary value that insurers will cover in the event of theft. The higher the rating, the more protection a safe offers.

Cash Cover (often referred as cash rating)
The maximum monetary value covered in the event of theft.

Valuables Cover (jewellery)
Equals 10 times the cash rating, .i.e. a 4k cash cover = £40,000 of valuables.

European Grading (Security ratings)
A ‘safe testing’ scheme (Euro Grade) was devised by the insurance industry for rating/cover
consistency across Europe.

The following classification/ cover applies:-

S1 = £2k Cash           S2 = £4k Cash
Eurograde 0 = £6K Cash   Eurograde 1 = £10K Cash
Eurograde 2 = £17.5K Cash   Eurograde 3 = £35K Cash
Eurograde 4 = £60K Cash    Eurograde 5 = £100K Cash
Eurograde 6 £150K Cash    

It is important that you liaise with your insurance company for confirmation.